Daily News Digest Featured News

Monday July 15 2019, Weekly News Digest

Source: CryptoPotato

News Comments

United States


European Union

Southeast Asia


News Summary

United States

Below $ 10K: Bitcoin Price Drops $ 1.4K in 24 Hours to Hit 2-Week Low (CoinDesk), Rated: AAA

At 09:00 UTC on July 14, BTC began to shed $1400 from its price tag, dropping below $11,000 and then $10,500 for the first time since July 2.

Prices had initially attempted to rally above $10,800 but were stopped short as a quick reversal to momentum brought prices reeling back below $10,000.

BTC’s price has since fallen victim to the continual bearish sell-off and is currently changing hands at $9,974 at time of writing.

Bitcoin below $10K

Bitcoin Falls Under $ 10,400 as Major Altcoins See Double-Digit Losses (CoinTelegraph), Rated: AAA

Most of the top 20 cryptocurrencies are reporting losses on the day by press time, as Bitcoin (BTC) fell below the $10,400 mark.

At press time, ETH is trading around $233. On the week, the coin has also lost about 21% of its value.


XRP is down by nearly 9% over the last 24 hours and is currently trading at around $0.304. On the week, the coin is down about 21%.


Bitcoin Price (BTC) Breaks Key Support: $ 8,800 Bearish Target Could Be Real (NewsBTC), Rated: AAA

  • Bitcoin price extended its declined and broke the key $10,800 support level against the US Dollar.
  • The price even broke the last swing low and a major support area near the $10,500 level.
  • There is a key bearish trend line forming with resistance near $10,650 on the hourly chart of the BTC/USD pair (data feed from Kraken).
  • The price remains in a strong target and it seems like the $8,880 bearish target seems real.
Source: NewsBTC

Donald Trump: Bitcoin and cryptocurrencies aren’t money (The Guardian), Rated: AAA

Donald Trump has criticized Bitcoin, Facebook’s proposed Libra digital coin and other cryptocurrencies and demanded that companies seek a banking charter and make themselves subject to US and global regulations if they wanted to “become a bank”.

“I am not a fan of Bitcoin and other Cryptocurrencies, which are not money, and whose value is highly volatile and based on thin air,” Trump wrote on Twitter.

Trump slams crypto (CNBC), Rated: B

Trump's Bitcoin tweet

What Trump’s Bitcoin Tweet Changes (CoinDesk), Rated: A

Let’s be clear: It was not the substance of Donald Trump’s tweet that made his critique of bitcoin and Libra so important last week.

It should be of no surprise that this US President would declare himself “not a fan” of “highly volatile” cryptocurrencies “based on thin air” that “facilitate unlawful behavior” or that he much prefers a “dependable and reliable” currency “called the United States Dollar!

What matters is the very fact that a sitting president mentioned cryptocurrencies at all. Indeed, from a price perspective, Trump’s disparaging remarks are, on balance, positive for bitcoin. By Friday evening, the post-tweet price action reflected that.


The Democratic majority on the House Financial Services Committee has drafted legislation that would issue fines to Big Tech companies for distributing digital currency or operating as a financial organization.

Bitcoin Approaching 7-Year-Old Trend Line, Eyes Possible Bearish Turnaround (CryptoPotato), Rated: AAA

Since hitting that $13,880 resistance level, which was a long-term 61.8% Fibonacci retracement level from the 2018 all-time high, the BTC price was held by the bears below resistance.

This trend line started forming seven years ago, after BTC began trading on Bitstamp in November 2011.

Source: CryptoPotato

The line was broken for the first time in November 2018 during the “crypto bubble burst” (as the mainstream ignorants like calling it) and the price remained below it for more than eight months. Last month, the BTC price met the famous trend line again, but this time as resistance rather than support. (It is well known that previous support often becomes resistance and vice versa.)

Source: CryptoPotato

Litecoin (LTC) Loses $ 13 Over 24 Hours; No signs of Revival (CryptoNewsZ), Rated: A

Litecoin has gone through many changes in the last 24 hours. The first fall happened between 01:49 UTC and 09:53 UTC. This fall was of 9.23% and the coin lost a whopping 9.40 USD. It was followed by another phase of decline when the coin lost 4.50%. This fall cost the coin 4.16 USD that happened between 09:53 UTC and 18:43 UTC. Then a short stint of revival was noticed between 18:43 UTC and 21:55 UTC. This revival made the coin to gain 6.04% or 5.32 USD over the next 3 hours and 13 minutes. And the final swing was a decline of 8.66%, and this fall cost the coin 8.09 USD.

Source: TradingView

Litecoin’s Silence Anticipates a Price Rally Soon (CryptoNewsZ), Rated: B

Litecoin has a bullish medium-term outlook, and it is likely that Litecoin will reach 200 USD by the end of 2019. The closing price for today may happen near 104.5 USD today. The next resistance points are 105.07 USD, 109.12 USD, and 112.65 USD. The support levels are 97.49 USD, 93.96 USD, and 89.91 USD.


Litecoin has a bullish short-term. Investors should aim at 105 USD in the short-term. Holding coins until the year’s end may give more than 80% return.

Source: TradingView

0x Team Stops Trading to Patch Critical Vulnerability (Be in Crypto), Rated:  A

The decentralized exchange protocol 0x has been suspended by the core developing team after discovering a vulnerability in its code.

Wiki’s Co-Founder Larry Sanger on Internet, Blockchain and Knowledge (CoinTelegraph), Rated: AAA

Sanger conducted his first “fork” in 2006 when he launched an alternative to Wikipedia, Citizendium, which rejected anonymous editing and introduced an expert review process. The project was ultimately unsuccessful, but Sanger kept developing educational projects as well as a crowd-sourced news portal before becoming the chief information officerof Everipedia in 2017 — an encyclopedia of unrestricted topics, based on blockchain technology.

As of 2019, the project has almost completed phase one of its move to the blockchain.

Blockchain in 10 years

To Sanger, the blockchain industry needs to pay a lot more attention to user experience. He said, “It has to be made just as simple as any ordinary app or website.” And it is when out-competing traditional apps on their own terms that people can start caring about the fact that these apps are built on a blockchain.

Fake Cryptocurrency Apps Found on Google Play as Bitcoin’s Price Increases (Crypto-News), Rated: A

Trezor Mobile Wallet

This was spotted as a phishing app recently by users on Reddit. This application became live on May 1 this year as an attempt to impersonate Trezor, a known genuine crypto wallet. The fake app which listed its creator as “Trezor Inc” could easily pass as legitimate due to its captivating images and high search rankings on Google Play.

Coin Wallet App

Although the name indicated on the site is “Coin Wallet,” it was also found on the Play Store from February 7 to May 5, this year as “Coin Wallet – Bitcoin, Ripple, Ethereum, and Tether.” Despite claims of being available on Apple’s App Store, following the link displayed on the site only leads you to PNG images. This app has several common characteristics with the counterfeit Trezor wallet.

22 Apps containing Malware

This is not the first time crypto apps are being counterfeited. On 6th June 2019, Lukas Stefanko reported 22 apps containing malware on his Twitter page. The Malware Researcher at ESET discovered the sketchy apps on Play Store. They were posing as online wallets for Tether, NEO, and extension to Ethereum (ETH), MetaMask.

BitFunder and WeExchange CEO Sentenced to 14 Months for Fraud and Obstruction of Justice (Crowdfund Insider), Rated: A

Jon Montroll, operator of two online crypto investment schemes, WeExchange Australia and BitFunder, has been sentenced to 14 months in prison for fraud and obstruction of justice.

Montroll, 38, of Saginaw, Texas, has also been ordered to pay restitution of $167, 480 USD and will serve an additional three years’ probation.

CFTC’s New Chairman: Who Is Heath Tarbert, What He Thinks of Crypto? (CoinTelegraph), Rated: A

July 15 will mark the first day in the office for the United States Commodity Futures Trading Commission’s (CFTC) new chairman, Heath Tarbert. As the crypto community is bidding farewell to the regulator’s outgoing head, J. Christopher Giancarlo, his successor’s stance on digital assets remains unknown. Turning to Tarbert’s record as a civil servant and attorney in the financial markets field could shed some light on the direction that the agency might take under his leadership.

Congress attending blockchain education day (Tokenpost), Rated: A

In a recent post on the Chamber’s website, it was noted how so many members of Congress do not seem to understand what blockchain even is as they complain about Facebook Libra. This is a huge issue since the social network is set to be grilled in a few days by policymakers who might not even understand the topic they are about to broach.

Joint Statement on Broker-Dealer Custody of Digital Asset Securities (Finra), Rated: A

Market participants have raised questions concerning the application of the federal securities laws and the rules of the Financial Industry Regulatory Authority (“FINRA”) to the potential intermediation—including custody—of digital asset securities and transactions. In this statement, the staffs of the Division of Trading and Markets (the “Division”) and FINRA (collectively, the “Staffs”)—drawing upon key principles from their historic approach to broker-dealer regulation and investor protection—have articulated various considerations relevant to many of these questions, particularly under the SEC’s Customer Protection Rule applicable to SEC-registered broker-dealers.

Noncustodial Broker-Dealer Models for Digital Asset Securities

  • One example is where the broker-dealer sends the trade-matching details (e.g., identity of the parties, price, and quantity) to the buyer and issuer of a digital asset security—similar to a traditional private placement—and the issuer settles the transaction bilaterally between the buyer and issuer, away from the broker-dealer. In this case, the broker-dealer instructs the customer to pay the issuer directly and instructs the issuer to issue the digital asset security to the customer directly (e.g., the customer’s “digital wallet”).
  • A second example is where a broker-dealer facilitates “over-the counter” secondary market transactions in digital asset securities without taking custody of or exercising control over the digital asset securities. In this example, the buyer and seller complete the transaction directly and, therefore, the securities do not pass through the broker-dealer facilitating the transaction.
  • Another example is where a secondary market transaction involves a broker-dealer introducing a buyer to a seller of digital asset securities through a trading platform where the trade is settled directly between the buyer and seller. For instance, a broker-dealer that operates an alternative trading system (“ATS”) could match buyers and sellers of digital asset securities and the trades would either be settled directly between the buyer and seller, or the buyer and seller would give instructions to their respective custodians to settle the transactions.9 In either case, the ATS would not guarantee or otherwise have responsibility for settling the trades and would not at any time exercise any level of control over the digital asset securities being sold or the cash being used to make the purchase (e.g., the ATS would not place a temporary hold on the seller’s wallet or on the buyer’s cash to ensure the transaction is completed).

Where Will Visa Be in 5 Years? (Yahoo! Finance), Rated: B

One of the new direct payment offerings Visa just unveiled is B2B Connect, its cross-border B2B supplier payments network; it’s based upon distributed ledger technology, better known as blockchain.

More recently, Visa announced a partnership with the Libra Association, a governing body overseeing the new Libra digital currency proposed by Facebook (NASDAQ: FB).

US Senate Approves the Blockchain Promotion Act (All-Stocks), Rated: B

The United States Senate Committee of Commerce, Science and Transportation has approved the Blockchain Promotion Act. The bill moves the U.S. closer to a clear blockchain definition at a federal level.


Crypto Market and Bitcoin Signaling More Downsides: BCH, EOS, TRX, ADA  (NewsBTC), Rated: AAA

  • The total crypto market cap is down more than $50.0B and it recently tested the $255.0B support.
crypto market
Source: NewsBTC
  • Bitcoin price is down more than 10% and even spiked below the $10,000 support level.
  • EOS price broke the $4.50 support level and traded towards the $4.20 support zone.
  • BCH price is down around 20% and it even traded below the $300 support level.
  • Tron (TRX) price jumped around 10% and is currently trading above $0.0350.
  • Cardano (ADA) price broke the key $0.0700 and $0.0600 support levels.

Why TransferWise sees Facebook’s Libra as an opportunity (CNBC), Rated: AAA

David Pratt of TransferWise says Facebook’s Libra could show more people that there’s an easier and cheaper way to make cross-border payments beyond banks, and that could lead people to TransferWise.

This Coin Has Bark: Binance’s Listing of Dogecoin Makes Waves (CCN), Rated: A

Binance announced on Friday, June 5th that dogecoin would be available for trading starting at 12:00 PM UTC that day. The announcement led to a 40% price increase from $0.0030 to $0.045, inciting a whirlwind of news stories and social media comments.

Bitcoin tax: the U.S. & Singapore go to extremes (Yahoo! Finance), Rated: A

Last week, Singapore proposed to exempt Bitcoin and cryptocurrency transactions from value-added tax (VAT.) In America, meanwhile, it seems things are about to get a whole lot more taxing.

The Internal Revenue Service (IRS) is expected to issue new guidance on how cryptocurrencies will be taxed in the coming weeks, and the taxman is licking his lips.

Only 53 percent of Americans had plans to report their cryptocurrency gains or losses, according to one survey.

What is the difference between an ICO, IEO and STO? (Trijo), Rated: A

Pros of an ICO

  • It is easy to initialize and set up an ICO project. All you need is a white paper, product website, and a backup team to handle the technicalities of the project.
  • Lower launching cost, hence suitable for startups and amateur investors.
  • The fundraising process is simple and less cumbersome as compared to IEOs and STOs.
  • Lesser government intervention, hence preferable for small timers.
  • More liquidity within a shorter period.
  • Investors have full control over their funds.
  • Multiple fundraising programs like private sales, public sales, and airdrops.

Cons of an ICO

  • The fundraising system is susceptible to security threats like scams and fraud.
  • ICO is not preferred for long-term investments.

Pros of an IEO

  • All participating exchanges are KYC/AML verified to ensure better security for the investors.
  • Investors work directly with the exchange.
  • The regulatory levels make the platforms trustworthy in terms of protecting investors from fraud.
  • Participants transfer their funds directly to their accounts and not to a smart contract.

Cons of an IEO

  • High cost of fundraising and difficulties in setting up the system.
  • Low liquidity level as compared to ICO and STO.
  • Investors have little control over the activities of the exchange.

Pros of an STO

  • An STO complies with government rules since it deals with real assets, making it a trusted investment tool.
  • More secure and effective for long-term investment.

Cons of an STO

  • High fundraising costs and relatively complex to execute.
  • Cross-border investment is difficult due to strict regulations.
  • Low liquidity due to stringent government regulations.
European Union

Binance Burnt Its BNB Tokens For $ 23.8 Million (The Coin Shark), Rated: AAA

Representatives of the world’s largest cryptocurrency exchange Binance report that they have performed the next burning of BNB tokens. This time they burnt 808,888 BNBs, which is equivalent to $23.8 million at the current rate.

BNB burn
Source: The Coin Shark

Binance’s CEO Made A Serious Bitcoin And Crypto Warning (Forbes), Rated: AAA

The bitcoin price has climbed over 200% so far this year, rising from around $3,500 per bitcoin at the beginning of the year to highs of almost $14,000 as bitcoin and cryptocurrency fever returns after sweeping the world in late 2017.

However, the chief executive of Binance, the world’s largest bitcoin and cryptocurrency exchange by volume, has warned that institutional demand for bitcoin may not be driving the latest rally as much as some had thought—and the already extreme volatility could be about to get even worse.

According to CZ, retail investors still account for about 60% of trading volume on Binance, about the same percentage as last year, though both have increased.

Bitcoin price Forbes

Ethereum Plunges 31% In Selloff (Investing), Rated: AAA

Over the past seven days, Ethereum has seen a drop in value, as it lost 28.36%. The volume of Ethereum traded in the twenty-four hours to time of writing was $8.67B or 11.87% of the total volume of all cryptocurrencies. It has traded in a range of $206.0770 to $317.9449 in the past 7 days.

After Flash-Crashing to $ 191, Analysts Expect Ethereum to Continue Dropping (NewsBTC), Rated: A

At the time of writing, Ethereum is trading down over 11% at its current price of $239.9, which is down significantly from its daily highs of $270.

Additionally, the recent plunge did lead Ethereum to flash-crash to $191 on Bitstamp, and analysts do believe that ETH will continue dropping lower in the near-future.

ETH Likely to Continue Dropping Lower as Selling Pressure Ramps Up

Although the recent bout of selling pressure has been largely sparked by Bitcoin’s inability to find any support above $11,000, it is important to note that Ethereum does not have any significant levels of support until it hits the lower-$230 region.

Ethereum going down
Source: @TheCryptomist on Twitter

BitMarket Closes Down (Finance Magnates), Rated: A

This week, two cryptocurrency exchanges were launched and at the same time, Polish crypto exchange BitMarket closed down its operations unexpectedly.

5 Household Brands Actually Innovating with Blockchain (Crowdfund Insider), Rated: A

JPMorgan Chase

America’s largest bank, managing $2.74 trillion in assets, has the longest running fascination with blockchain in the traditional financial sector.


Jaguar Land Rover, through its venture arm, InMotion Ventures, joined with a U.K. government-backed firm to fund a seed round for Dovu, a startup building a global marketplace for transport data.


Microsoft, which recently made headlines by becoming the first major tech company to build directly on the Bitcoin blockchain, has shown that it grasps the potential of distributed networks.


“Cryptokicks,” a word now trademarked to Nike, will enable users to “mine, earn, purchase, receive by any other means, store, and transfer blockchain-based tokens.”

Anheuser-Busch InBev

BanQu, a blockchain startup working to connect members at the earliest stages of global supply chains directly with producers, has received an expanded Series A investment from the beverage giant. The BanQu’s technology aims to provide scores of unbanked and underbanked people with reliable economic identities in an effort to connect them to the financial system. As part of the partnership with Anheuser-Busch InBev, BanQu piloted a project to connect 2,000 Zambian cassava farmers to their mobile platform, enabling Zambian breweries to track their product from the farm to the pub.

United Kingdom

Electroneum forked to revolutionary new blockchain (Electroneum), Rated: AAA

With this development we have engineered two new blockchain processes; Proof of Responsibility and Moderated blockchain. Delivering all the benefits of decentralisation whilst adding new layers of protection.

We have developed our blockchain to:

  • Become one of the few cryptocurrencies that is insusceptible to 51% attack
  • Reduce our block reward (new coin emission) by 75%
  • Increase scalability, confidence and commercial viability
  • Speed up on-chain transactions
  • Involve relevant and influential Non Governmental Organisations (NGOs) in the Electroneum project.

75% Block Reward Reduction

Each ETN block that gets added to the blockchain releases a block reward. This reward has been reduced by 75%. We had a very large block reward when we launched to encourage hashing power, but we no longer need that enormous hashing power as we’ve launched our new Proof of Responsibility Blockchain. This reduction in output increases the length of time that the block reward lasts for (like Bitcoin, ETN has a finite maximum supply). The remaining 25% of the block reward goes to the new miners on our decentralised layer (see below).

Ripple-Powered Santander App for Cross-Border Payments Achieves a New Milestone (CryptoGlobe), Rated: A

“One Pay FX”, the Ripple-powered cross-border payments app launched by Santander UK, the UK subsidiary of Spanish financial services giant Banco Santander, on 12 April 2018, has achieved a new milestone: the UK–Poland payments corridor has gone live.

Cryptocurrency Founder and CEO reacts to Donald Trump Bitcoin comments (temtum Email), Rated: B

Following the news of the US President, Donald Trump, criticising Bitcoin, Facebook’s proposed Libra digital coin and other cryptocurrencies, as well as saying that cryptocurrencies “are not money”, temtum Founder and CEO, Richard Dennis MSc shares his thoughts:

“This is a reaction that anyone who believes in Bitcoin would expect – the highest government official on the planet in POTUS openly condemning cryptocurrencies as a vehicle for crime in order to protect the USD. There’s no hiding from the fact that cash and even gold and silver have been utilised for crime, completely untraceable, for thousands of years – yet cryptocurrencies are transparent in their very nature.

“The opinion of President Trump is no surprise as Bitcoin continues its strong position.”


Police Bust Chinese Bitcoin Mining Farm After Surge in Power Usage (CoinDesk), Rated: AAA

Police in eastern China busted a bitcoin mining operation following a surge in local electricity usage, according to a wire report from Agence France-Press.

The police, who confiscated 4,000 “mining devices,” allege the mining farm misappropriated nearly 20 million yuan ($3 million) in electricity costs. The investigators learned of the theft from a local power provider.

Investigators allege more than 20 people participated in this particular mining operation.

China Might Permit WeChat To Come Up With Cryptocurrency (CryptoNewsZ), Rated: A

The People Bank of China (PBoC) is reportedly looking into the intricacies of providing such permission and if it happens, WeChat is considered to be the strongest contenders to take the initiative and jumpstart the crypto revolution in the country.


IGA grocery stores to start accepting cryptocurrency (finder), Rated: AAA

You will soon be able to pay for your groceries with Bitcoin (BTC), Litecoin (LTC) and Binance Coin (BNB) at more than 1,400 grocery stores around Australia, courtesy of a new deal between IGA and TravelbyBit.

Southeast Asia

110 Crypto Exchanges Are Reportedly Trying to Get Licensed in Japan (CoinDesk), Rated: AAA

The Financial Services Agency (FSA), Japan’s top financial watchdog, told crypto news site Bitcoin.comthat 110 exchanges are in “various stages of registration.”

In 2018, the FSA, did not grant approval for any crypto exchanges to begin operating in the country. The year prior, the agency had approved 16 new exchanges.

Binance launches fiat-crypto exchange in Singapore (Finance Magnates), Rated: A

Cryptocurrency exchange Binance announced this past week that it has launched its third fiat-crypto exchange in Singapore, which will allow users to buy and sell cryptocurrencies with Singapore dollars (SGD).

Facebook’s cryptocurrency ‘Libra’ under fire from Trump and global regulators (The Hindu Business Line), Rated: A

Facebook’s planned virtual unit Libra, already under heavy attack from US President Donald Trump and global regulators, faces scepticism among the wider cryptocurrency community as well.

In the room, filled with about 100 experts and media who closely track the sector, about two-thirds of participants raised their hand to express distrust at the upstart currency.

Bitpoint Japan finds part of stolen cryptocurrency (Tokenpost), Rated: A

Bitpoint Japan, which recently suffered a major hack, has discovered a part of the stolen funds, The Mainichi reports.

The cryptocurrency exchange announced last week that it lost approximately $32 million in the hack which was detected on the night of July 11. Bitpoint had suspended all transactions and services soon after the hack.

Samsung, telcos, and banks to collaborate on blockchain mobile authentication (ZDNet), Rated: A

South Korean tech giants, telcos, and banks have formed a consortium to build a blockchain network to deploy mobile authentication services, the companies have announced.

Perks Of Gambling With Cryptocurrencies (Toshi Times), Rated: A

There are many perks to gambling with cryptos and it is expected that now even top operators such as mFortune online casinomay have to consider getting in on the act, sooner rather than later.

In many ways you could say that crypto gambling is cheaper too, both for the player and the operator, so it’s mutually beneficial. Most of the costs with gambling in the online and mobile world come through fees demanded by third parties for processing transactions.

Approval of Cryptocurrencies Does Not Make It a Legal Tender (The Currency Analytics), Rated: A

About four new cryptocurrency service providers have been approved in Thailand.  Four new cryptocurrency operators are to legally operate vide the approval of Thai Securities and Exchange Commission. The government has officially approved the first three digital token portals in the country.  There are new rules, conditions, and procedures which have been introduced for digital asset business.

Blockchain Platform Zilliqa Partners Singapore Payments Startup (RetailNews), Rated: B

The partnership will enable Xfers to use Zilliqa’s smart contract functionalities and bring about new innovations to its suite of enterprise solutions.

Latin America

Brazil Debuts Blockchain Solution For Gov’t Bids (PYMNTS), Rated: AAA

The Brazilian state of Bahia has rolled out a blockchain application to monitor the public bidding process of contracts with the government, Cointelegraph reported. Design and Cayenne Technology reportedly created the Online Bid Solution (SOL), which is said to be a technology based on the blockchain. It is meant to link agriculture organizations with workers and suppliers while also offering contract bidding transparency. There are reportedly more than 1,000 organizations forecasted to tap into the solution.


Republic of Georgia Exempts Cryptocurrencies From Value-Added Tax (Investing.com), Rated: AAA

Republic of Georgia has exempted cryptocurrencies from value-added tax (VAT), as Bitcoin.com reported on July 13.

Cryptocurrency in Russia: would the blockchain agenda help Russia? (Cryptopolitan), Rated: A

However, one of the world’s top fifteen economies by size is now going soft on cryptocurrency. Blockchain, on the other hand, enjoyed the same level of acceptance in the country as other since the digital ledger technology is useful without a doubt.

A centralized cryptocurrency in Russia is also under consideration.


Setting up a tokenised fund in Bermuda (Walkers Global), Rated: AAA

Imagine a world where asset management transactions and contracts are maintained in a decentralised form across different locations using distributed ledger technology (blockchain), all information securely and accurately stored using cryptography and accessed using keys and cryptographic signatures. This would allow subscriptions and redemptions to be processed by way of smart contracts and investor reporting being available in real time leading to greater transparency, better efficiencies and lower fees. These days, it feels that such a transformation is not so far away.


George Popescu
George Popescu
Allen Taylor
Allen Taylor

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